Coverdell Education Savings
Enjoy the tax advantages of a Coverdell Education Savings for your child's education expenses.
All Earnings Grow Tax-Free and Stay Tax-Free
A Coverdell Education Savings Account is a personal savings plan that has the potential to provide tax advantages for future education expenses.¹
Tuition is a no-brainer!
Paying for tuition is a done deal, thanks to our Coverdell Education Savings Account. Either you or your parents can deposit up to $2,000 each year until you’re 18 years old. Start earning dividends with as little as $50.1 Plus, add to it anytime.
You can also choose to open a Coverdell ESA Certificate with a minimum of $1,000,1 and earn a competitive fixed rate for the term of the certificate. Even select the maturity date anytime between three months to five years.
Ready Whenever You Are
Money can be used tax-free for qualified education expenses, including tuition, uniforms, books, academic tutoring, computers and more.
Good For Your Family, Too
Account is transferable to other family members under the age of 30.
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Smart Savings
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APY = Annual Percentage Yield. Rates are accurate as of 11/25/2024. Rates and terms are subject to change without notice. Visit qqzhangui.com or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
- Additional restrictions apply. Consult your tax advisor. Ask us for current rates. Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice.
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